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Web20 mrt. 2024 · Using a long-term loan is cheaper than a credit card, plus the fixed monthly payments help you avoid unmanageable credit card debt. If you have a credit score above 670 — what lenders consider good credit — you could have an easier time qualifying for low enough rates and loan amounts to make a long-term personal loan worth it. Web28 mrt. 2024 · The best subprime auto lenders for bad credit auto loans are Auto Credit Express, Carvana, and ... you can use a refinance loan to get a longer payment period and lower your monthly payment ... WebThere are many bad credit personal loans available, but you may pay a higher interest rate than with a mainstream lender. At Ocean, we offer personal loans of £1,000 to £15,000 over 1 to 5 years . Ocean Finance is a trading style of Intelligent Lending Limited. We are a credit broker working with a panel of lenders to find you a loan. halo infinite repository skull location